Financing Services


For All Online Purchases

Make interest-free payments with shop pay.

When inspiration strikes, say yes with confidence -- knowing you’ll never pay a penny more than your purchase price.


1. Fill your cart
When you're done shopping select Shop Pay at checkout.
2. Pay over time
Make 4 payments every 2 weeks at or in the Shop app.

Payment options are offered by Affirm, are subject to an eligibility checkm and may not be available in all states. Options depend on your purchase amount, and a down payment may be requited. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law License 60DBO-111681


Can I pay off my purchase early?

Yes! There's no penalty for paying early.

How do I make my payments?

You can make or schedule payments at or in the app for iOS or Android. Shop Pay will send you email and text reminders before payments are due.

Does checking my eligibility affect my credit score?

No—checking your eligibility won't affect your credit score.

Can I return an item I bought with Shop Pay?

Yes—You can return an item you bought with Shop Pay by initiating the return process with the store.

Do I need a mobile number to use Shop Pay?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Shop Pay verify it’s really you who is creating your account and signing in.

Where can I learn more about Shop Pay?

You can visit their website at

Any names, symbols or descriptions used in our images and text are property of Ford Motor Company, Kia Corporation, Stellantis N.V. or any other vehicle manufacturer or any affiliated companies thereof, and are used for identification and informational compatibility purposes only.

It is neither inferred nor implied that any item sold by VIP Distributing Co. is a product authorized by or in any way affiliated with its compatible vehicle manufacturer unless explicitly stated.

© 2024, VIP Auto Accessories All Rights Reserved